Service 03

First-time
buyers.

Nobody is born knowing what an escrow deposit or a four-point inspection is. We explain every step, at your pace, in English or Spanish.

Small model house next to a set of keys

Your roadmap

Eight steps, no mystery

01

Check your credit

Pull your reports and fix errors early.

02

Set a real budget

Include taxes, insurance, and HOA — use our toolkit.

03

Explore assistance

State and county down-payment programs may help.

04

Get pre-approved

Compare at least two lenders.

05

Tour homes

We point out what matters and what's cosmetic.

06

Make an offer

With protections built in.

07

Inspect & insure

Inspections and insurance quotes before deadlines.

08

Close

Review the closing disclosure, sign, get keys.

Down-payment help

Programs worth asking about.

Florida Housing, Miami-Dade County, and some lenders offer assistance for eligible first-time buyers. Eligibility depends on income, purchase price, and program funding, and rules change often. We'll introduce you to participating lenders who can confirm what you qualify for.

First-timer FAQ

Your first door is waiting.